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CNC milling cutter machining a metal workpiece

Machine shop and metalworking insurance in Ontario.

Anthony helps CNC, tool-and-die, welding and light fabrication businesses identify the equipment, liability and downtime risks insurers need to understand.

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Direct broker accessOperation-first questionsOntario-wide service

Get a machine shop quote

Share the essentials. Anthony follows up for the risk details insurers need.

Include any welding, cutting, finishing, off-site work or critical end uses. Maximum 500 characters.

No obligation. Your request goes directly to Westoak.

Open the dedicated quote page

Licensed brokerageWestoak Insurance Group
Service areaAll of Ontario
Your contactTalk directly to Anthony
Insurance focusCommercial businesses

Every production stage changes the insurance question.

The insurance conversation should follow the part—not stop at a generic business description.

Materials inWhose property is it?

Raw stock, customer material, patterns, dies and tooling.

Machine / fabricateWhat stops production?

Machinery values, breakdown, hot work, fluids and outside processing.

Inspect / releaseWhat proves conformity?

Tolerances, calibration, traceability, contracts and critical end-use.

Ship / supportWhere does liability travel?

Transit, installation, exports and claims alleged after work or delivery is complete.

Machinery, products and income under one roof.

A useful program coordinates the physical shop with the financial effect of a loss.

Property and production machinery

Buildings, tenant improvements, CNC equipment, tools, controls, stock and customer property.

Equipment breakdown and downtime

Defined breakdown events, repair or replacement, business interruption and extra expense.

Liability for operations and parts

Premises, products, work after delivery, contracts, end-use and export exposure.

See how the coverage pieces fit together →

Insurance shaped around the work you perform.

The focus is machining and non-structural light fabrication. For higher-hazard work, Anthony first checks which insurers will consider the operation.

CNC & precision shops

Milling, turning, manual machining, grinding, prototypes and repeat production.

CNC shop insurance →

Get from renewal notice to an informed choice.

A straightforward, broker-led process keeps the work focused.

Step 1

Describe the operation

Share the essentials now. Anthony follows up for machinery, product and other risk details.

Step 2

Build the insurer information package

Westoak organizes the operating facts and approaches available insurers where appropriate.

Step 3

Compare the actual terms

Compare what is covered, limits, deductibles, policy changes, conditions and outstanding requirements before deciding.

Lathe operator wearing protective eyewear in a machine shop

Talk to Anthony, backed by Westoak.

Anthony starts with how the shop operates, identifies the information insurers need and explains available options in plain language. The quote process confirms which insurers will consider the shop and the terms they offer.

Straight answers for busy shop owners.

Start here, then compare any quote against the shop’s actual operation and insurance contract.

What insurance does a machine shop commonly need?

The starting list can include commercial property, equipment breakdown, business interruption, commercial general liability, product liability and commercial auto. “Completed operations” is the part of liability insurance concerned with injury or damage alleged after work has been finished or a part has left the shop. The right combination depends on the operation.

Can equipment breakdown insurance cover a CNC machine crash?

It can cover certain sudden and accidental breakdowns, depending on what happened and the insurance contract. Wear, maintenance and every programming or operating error are not automatically covered, so the broker checks the cause, damaged property, limits and deductible.

Can Westoak help shops that also weld or fabricate?

Westoak can assess disclosed welding and non-structural light fabrication as part of the complete operation. For structural steel, foundries, plating, coating and in-house heat treating, Anthony first checks which insurers will consider the work.

What happens after I submit a request?

Anthony checks the initial details and contacts you for the information needed to approach suitable insurers.

Read all common questions →
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